You dont need to have a "payroll" like you think to get the PPP. Owner compensation is considered payroll for the PPP and its figured by taking line 7 of the 2019 or 2020 schedule c .No Money left on the table sir. I have no payroll so No payroll protection for me. And thats fine. Nothing for the goverment to track here or see where the payout went.
I'm good with that and very blessed to have more orders then I've ever seen.
Folks are spending like no tomorrow.
Too late though the program shut early.