Cost In Utah A Fair Deal? 2650 Cab and No Cab

[williamsrt]

With cab it is going to be 31,808.70 with tiller and aerator all taxes included and insurance @ 84 months 6,000.00 down Payment 343.00 month. Without cab 23,754.78 out the door taxes included and insurance @ 84 months 4,000.00 down Payment 254.00 month. Seem like a fair deal? Called around in Utah and 80.00 difference for tractor but 700.00 more for implements for the store further away.

Thanks,

Randall

 

[Stmar]

Is a FEL included? Also the difference in cab and non cab seems high, I thought they listed for about $4600 and your difference is over $8000.

To answer your question: Seems like a decent price with the implements and insurance. When I figured in their insurance it amounted to about 10% of the purchase price over the life of the loan. I went with enhancing my homeowners policy since my machine will rarely be off the property.

 

[200mph]

Is a FEL included? Also the difference in cab and non cab seems high, I thought they listed for about $4600 and your difference is over $8000.

Configuring on Kubota's Build My Kubota the price difference is $7,623 between ROPs and Cab. The OP's difference of over $8,000 might be due to sales tax.



I'm a bit surprised the difference isn't smaller than the $7,623 from pricing on line, because it is typical to receive some percentage off. Lets use 10% for both tractors. One would expect to get 10% on both tractors, so the delta for cab would be reduced by $762.30. Yielding a delta of $6,860.70 add in 4.7% sales tax (what google reported sale tax is for Utah) and it would be $7,183.

Using the $7,623 + 4.7% = $7981 not certain why the difference is over $8,000.

The two quotes don't make sense and should be questioned for consistency in configuration and discounting (assuming they gave some discount).

 

[williamsrt]

Configuring on Kubota's Build My Kubota the price difference is $7,623 between ROPs and Cab. The OP's difference of over $8,000 might be due to sales tax.



I'm a bit surprised the difference isn't smaller than the $7,623 from pricing on line, because it is typical to receive some percentage off. Lets use 10% for both tractors. One would expect to get 10% on both tractors, so the delta for cab would be reduced by $762.30. Yielding a delta of $6,860.70 add in 4.7% sales tax (what google reported sale tax is for Utah) and it would be $7,183.

Using the $7,623 + 4.7% = $7981 not certain why the difference is over $8,000.

The two quotes don't make sense and should be questioned for consistency in configuration and discounting (assuming they gave some discount).

Here is the full breakdown

Cab 22,000,Loader 4,300,tiller and aerator 3,400

29,700

sales tax 2,108.70

total 31,808.70

Cash Down 6,382.54

Physical Damage 3,299.59

Fees and Docs 128.00

total 28,853.75

343.50 month

So Far the best insurance I have found checking around is Kubota most places want double. USAA won't cover it with my house policy.

With Out Cab 15,000 Loader 3,780 both Implements 3,400

total 22,180.00

tax 1574.78

total 23,754.78

cash down 4,771.76

Physical Damage 2,476.80

Fees and Doc 128.00

total 21,587.82

payment 257.00 month

Thanks for your time,

Randall Williams

 

[williamsrt]

I found part of the Error

Cab the loader is 4,300.00

Non Cab Loader is 3,780.00


Sent an email to the dealer asking which one is correct?? 520.00 difference.

 

[200mph]

You can check the list price of the Tractor at Kubota.com and their "Price My Tractor" feature.

https://apps.kubotausa.com/configurator/BuildMyKubota.aspx?pgId=1&bmId=1001&sId=123

Based on the Cab tractor price it appears they gave you approximately 10% off the tractor, but the FEL is very close to list assuming it has the quick attach and 60" bucket.

Highly recommend the quick attach option.

 

[Stmar]

Is a FEL included? Also the difference in cab and non cab seems high, I thought they listed for about $4600 and your difference is over $8000.

I stand corrected, don't know where I got that 4600 figure, must not have added in some implements when comparing my setup.

Second the SSQA option, very convenient changing implements once you get accustomed to manipulating it.

 

[Lil Foot]

Physical Damage?

 

[williamsrt]

Physical Damage?

Insurance cant have it without it

 

[skeets]

What is physical damage? Is the tractor already dinged up?

 

[williamsrt]

What is physical damage? Is the tractor already dinged up?

Nope it is insurance if you damage the tractor. When you finance you have to have it just in case.

Randall