UPDATE:
Changed fluid to SUDT2 and new filters of course.. Also changed front axle fluid also SUDT2, center section and knuckles..
All fluid had a metallic sheen, no big chunks though..Is this common?
After fluid change all hydraulics were smoother and nicer overall.. But the whining noise from bypass in cooler line is still present when HOT.. overall it is way less frequent, but still happens.
What does this mean? Is it just a faulty bypass? Why would it whine at LOW RPM and not high? Does it imply the cooler is partially plugged or something?
I plan on replacing it as it's only a $150 part, I just want to make sure it isn't a sign of something worse...
Also I adjusted the reverser and it engages much better... All I did (while I had the rear wheels off to widen them out) was loosen the bolts holding the fuel tank on and drop it down about an inch. I just reached in and adjusted it about 3/4 turn.. Piece of cake...

(the adjuster is between the floor plate, fuel tank, and transmission, hard to get to without removing the tank or floor plate, but do-able if you are patient...)
Thanks
Jonathan