Credit Card Fraud - Again

[johnjk]

Got hit with over 6k of fraud on my Visa card. Noticed it when I went online to do payment and the balance was way up. 4 airline tickets purchased overseas. Thing with this batch, none triggered Fraud alerts at my credit union or with LifeLock. This card made it almost 3 months before being stolen. So where do I use it? Only on Amazon. May need to set the new card to spoof a number with Apple Pay going forward. Card is shut down and replacement requested. I was able to set a transaction notice in LifeLock for any bank transaction over 100 gets an alert and can trigger a dispute. I am back to doing a 2x weekly transaction check on all my accounts as well. Stay safe

 

[Blue2Orange]

It's been awhile since having an attempt of fraudulent charge and needing to close the account. Credit card skimmer at a gas station in Nebraska was the last one. Glad that contactless readers are now what seems to be the most common readers. But then... paranoid about someone with a reader standing next to me collecting info. Enough that the wallet supposedly has RID protection. But useless when you need to use the card. A few decades ago I guess I purchased a bikini in London. Impressed that the VISA security person that contacted me was on top of such a small amount purchase. That was pre internet days when retailers ran you card through a manual device with a NCR type paper that required your signature.

As annoying I find notification are. I set the credit cards up to send notifications on the phone. Really fast. Yesterday at the grocery store it was within a moment of processing the charge. Quick check. All was good.

 

[Russell King]

You sound like you use the card infrequently so you could turn it off and then turn it on when YOU are using it, then turn it back off until needed again. Using the banking app to do that is pretty easy on my card.

 

[Speed25]

Around here, there's been an increase in thefts from locals taking a picture/video of your card when they're swiping it for you. Takes zero time to have your number, exp. date and security code and they can just plug them in to any website and buy stuff. Being a local purchase, credit card companies often don't flag it as suspicious. I've taped over my numbers with a very thin tape so the card still works when swiped.

 

[Tarmy]

OP…freeze your credit, have fraud alerts on all credit cards (they need to be renewed each year…and the CC company’s hate them cause they have to do it if you request it and it is free), dump Life Lock ( it only tracks things AFTER they happen…the freeze prevent most fraud and is free) and stay vigilant.

 

[johnjk]

OP…freeze your credit, have fraud alerts on all credit cards (they need to be renewed each year…and the CC company’s hate them cause they have to do it if you request it and it is free), dump Life Lock ( it only tracks things AFTER they happen…the freeze prevent most fraud and is free) and stay vigilant.

I have my credit permanently frozen due to ID theft years ago. They managed to get over 750K in loans off my info. LifeLock caught it and stopped it but it was a year to get it all cleaned up and a Federal case to go with it. Have the IRS pin for taxes CC number theft is the big deal now. LifeLock also now links to my CU and any transaction over 100 needs authorized. Pain but hope it helps stop it. I have/had the fraud alert on my CC and for some reason this time it missed it.

 

[Old Machinist]

I have alerts set for my debit and credit cards to send me a text for any charge of $20 or higher.

I froze my credit a couple years back. I'm at a point in life I hope to never need another loan but they say you can unfreeze it in a few hours. Freezing it through all 3 credit sources was a pain and Experian will spam me on occasion since I had to make an account with them to freeze my credit. So far none of them have sold my email info.

I used a gmail account for all my banking and stuff. I learned a trick for gmail to know if they sell you out. You can list your email and add +name-of-entity and if they sell your email to another party that email will show. Google ignores the plus sign and everything behind it so you still get the mail.