So I get an Email from Citi saying I owe money. OK I didnt buy anything so I call, and yall kow how much I love talking to someone that does not speak the kings english ! All I wanted was to contest the charge,, 5, count them 5 people, I was transferred to to help me dispute the charge and each one was worse than the one before! I swear I was back in Saigon! The charge has not been resolved and not one would/could transfer my call to any one that spoke intelligible English . So I was cut off. I guess they don't like someone telling them that they cannot be understood!!!! Grrrrrrrrrrrrrrrrrrrrrrrr