made that payment today..

[sdk1968]

KCC (Kubota credit) was the easiest thing id ever dealt with...


as D2Cat pointed out... if you are used to dealing in cash only ( i was)... its tough to get used to having a payment.

but if you did the auto pay the Kubota? you wont ever have a problem.

you pick the date you want it to come out.. they send you an email reminding you its gonna come out each month, it comes out.. nothing to worry about, no way to miss a payment.

very very easy to deal with at Kubota. no problems or complaints at all & there was no penalty for early pay off either...

paid it off, then got even more than i had owed by trading it in after that ..... took the extra ... put it down on the next tractor... keep your money working for YOU.

all of my experiences with Kubota have been positive.

 

[Stmar]

Just posted my 10th payment, auto debit as most people and keep track in my checkbook ledger. I too am a cash buyer on most everything but the cash discount vs 0% was only a few hundred bucks so it was a no brainer, I can make % in a savings/money market/cd/etc.

 

[WilberA]

im one of those people who doesnt like payments & doesnt believe in owing anything for anything...

but the wonderful Members here talked me into doing that Zero interest & getting the new toy...

payment auto debited out of the account today & i went & looked & the Members here are sooooo right.

only owe $11K & change on a brand new 2601 vs the used ones that you see for sale everyday for $13-14K.

its nuts how high the dealer prices on used tractors is! (yet i cant sell my B7200 at a discount even on here!)

If i had really known how cheap a new one would end up being?

might have gone with the 3301/3350 instead.... not that i need it.. this 2601 is bigger than needed...

but hey for ZERO interest & that replacement policy i put on it? would have still been a good deal.

thanks to all here who help me spend the hard earned cash!

It is incredible how much value you can unlock with the right financing and automated billing, and this same efficiency is what makes a specialized payment solution for Cambodian merchants so effective at helping businesses manage high-value transactions and recurring debits without the usual high interest headaches.

I am looking at a zero percent deal on a compact tractor right now and I need to know if your dealer actually charged a hidden documentation fee or an insurance surcharge that wasn't mentioned until you signed the final paperwork. Since you saw used units selling for fourteen thousand while your new one came in lower I am wondering if you had to put down a specific down payment to lock in that price or if the zero interest offer was truly available with no money out of pocket? Thans.

 

[TheOldHokie]

I am looking at a zero percent deal on a compact tractor right now and I need to know if your dealer actually charged a hidden documentation fee or an insurance surcharge that wasn't mentioned until you signed the final paperwork. Since you saw used units selling for fourteen thousand while your new one came in lower I am wondering if you had to put down a specific down payment to lock in that price or if the zero interest offer was truly available with no money out of pocket? Thans.

When I bought a L3901 in 2023 there were no hidden fees or minimums. I chose my down payment based on what I wanted for a monthly payment. My payment is autopay and I dontveven know its happening.

Dan

 

[Bee-Positive]

When I purchased in 2021 through Kubota every thing was clearly printed out showing all costs for review before signing. At the time I had 0.90% interest rate, financed for 72 months, and a down payment amount to get my monthly to a level I needed like Dan said above.

A cost of $1,530.91 ($21.26/month) was added for Property Damage Insurance through KTAC. Because your financing through Kubota you will need this, whether through them or a third party of your own choosing. The total was added to the sale price so a separate monthly payment for insurance is not necessary and the policy ends when your loan is paid off. This amount will depend on the number of months you finance and the current cost of insurance. It covers damage, even if it's my fault through stupid operation, and is worth every penny. I plan on continuing KTAC coverage even after the loan is paid off.

There was one added fee of $60 for a filing fee paid to local officials (state/county). Something Kubota has no say in and will depend on your local requirements.