Never underestimate the power and wealth of little ol lady farmers.I will tell a story I found amazing. I work for a bank and had a woman come to see me who had inherited some money. This was 3 years ago. She live on a farm where the toilet was still an outhouse. She earned her living playing and singing Christian music on her guitar. Mostly original compositions. Maybe 60 years old and very nice. Didn't know a stock from a sock. I suggested that when she was ready she could mail a check to establish her new investment account. To my surprise she pulled out an Apple iPhone and in probably 2 minutes transferred electronically $300,000. I was stunned. Electronic funds transfers are commonplace today. Ask your bank to help you establish the capability. Where I work they stopped taking cash maybe 25 years ago. Last year due to covid they mandated that an exception would have to be granted to receive and process a check. No cash, no checks. You take a picture of your check and email it. It is what it is. Adapt or die as they say, and keep the outhouse!
Not so much anymore, but I recall a time back in the early 90's preparing income taxes for these little ol ladies. Tattered dress, you'd feel sorry for them, until they whipped out their bank interest statements with the countless thousands and thousands of dollars of interest. Nothing shocks me anymore.
My richest client, railroad tycoon heir, if you met him you'd think he was close to being homeless.